Retirement is a major life goal. It can also be scary. Especially if much of your identity is connected to your job. Traci Richmond, CDFA™ explains a few smart moves you can make now, to set yourself up to really enjoy your retirement....
New legislation is rewriting the old rules for retirement. From small business tax incentives to raising the RMD (Required Minimum Distribution) age, Traci explains how the SECURE Act could impact you....
You’ve dreamed about it. Planned for it. Spent decades saving for it. But what if you retire and realize you’re just not happy? It’s a dilemma many are reluctant to admit, no less talk about. Now, Traci reveals three telling signs of depression – and...
Are you worried about cybersecurity? If you’re not, you should be....
Many of our clients have the sandwich responsibility. They're providing care for their own kids and their parents as well. When they ask me what I see as a concern for their folks or in-laws, I ask a question. Do they have long-term care insurance?...
Named for his resemblance to public TV’s legendary “Happy Painter,” this 9-week-old labradoodle belongs to Traci’s 12-year-old daughter Madelyn....
On April 18, 2019, Traci Richmond, CFP®, CDFA™ was named to the 2019 list of the Financial Times 400 Top Financial Advisors. Produced annually, the FT400 is based on data gathered from advisors, broker-dealer home offices, regulatory disclosures and Financial Times research. The honor reflects each recipient’s “grade” in...
It’s an adventure – as Traci recently discovered when her 13-year-old son went on an Amazon shopping spree: Tommy wanted to upgrade his Xbox gaming console, and give his old one to his little brother as a birthday present. To help Tommy finance this purchase, I...
So you’ve adopted the first 3 wealth-building habits: You Pay Attention. You Avoid Bad Debt. You Live Beneath Your Means. Now it’s time to get serious about saving. ...
Keeping up with the Joneses costs a fortune. You’ll need more money coming in than going out. Otherwise, you’re not building wealth. You’re building a mountain of debt....